Wrangle Blog
Funding and the Form 5500 Report
The Form 5500 report discloses how the Plan Sponsor’s funds are allocated for participants’ Health & Welfare (H&W) benefits. The Department of Labor (DOL) expects this section to be completed with 100% accuracy. Here are the key details to know: What Funding Characteristics...
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Voluntary Benefits and Safe Harbor
Generally speaking, voluntary benefits, such as supplemental life or critical illness insurance, are individually elected benefits for which employees pay 100% of the premium. However, when the employer (plan sponsor) endorses these benefits, this brings them under their group health and welfare plan. They are then subject...
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Celebrating 20 Years of Wrangle: Two Decades of Expertise, Partnership, and Progress
On March 15, Wrangle celebrated a meaningful milestone: 20 years in business. This anniversary marks not just longevity, but two decades of sustained focus on helping brokers, plan sponsors, and partners navigate the complex and ever-revolving world of ERISA compliance with confidence and clarity. Over the past 20 years, Wrangle has...
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Schedule A Vs Schedule C For Health and Welfare Plans
Schedule As are widely used and generally well understood; however, their distinctions from Schedule Cs are less commonly recognized. The following table clarifies the key differences between the two schedules, and additional explanatory information on Schedule C reporting requirements is also provided. Schedule A...
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Updated HIPAA Privacy and Security Amendment
With the new confidentiality protections for Substance Use Disorder (SUD) patient records taking effect on February 16, 2026, groups may need to amend their Wrap Plan Documents to incorporate these updated requirements. In addition, a Summary of Material Modifications (SMM) must be issued to Plan Participants to...
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Time to Start Working on Form 5500s
A successful Form 5500 filing begins well before the deadline. Gathering the required data, preparing the report, and securing the Plan Sponsor’s signature can take up to six months, so it’s essential to start early. For plans following a calendar-year cycle, February is the ideal time to kick off...
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Wrangle’s Upcoming Webinars
Wrangle has two important National Webinars scheduled to provide you with the latest to know on the Wrangle 5500 Dashboard and Plan Docs/NDT Platform. Below are the key details and links for registering. As a reminder, they are both provided at no charge. Master the Wrangle Plan Doc/NDT...
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2026 New Enhancements for the Plan Docs/NDT Platform and Plan Documents from the ERISA Desk
Wrangle has actively listened to feedback from our brokers and clients to enhance the Plan Docs/NDT Platform experience. We’ve introduced several new improvements while maintaining the familiar structure and functionality. These updates are designed to deliver a noticeable boost to your efficiency and time. Additionally, we aim to promote our...
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Don’t Overlook These ERISA-Reportable Benefits
When it comes to Form 5500 reporting, most of us think of the usual suspects: medical, dental, vision, life, AD&D, LTD, STD, and similar core benefits. What about those less obvious plans that still fall under ERISA? If you’ve ever wondered which benefits go beyond the basics, this guide...
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