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Don’t Be Out of Compliance – What is an ERISA Summary Plan Description?

By: Emily Marr, ERISA Desk When we hear the term “summary plan description” or “SPD,” many of us automatically think that the document in question is an SPD from a Carrier and the client is in compliance under ERISA. However, this is...

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Wrangle Blog

Do You Know the Answer to These Questions?

Do you know the answer to these questions? 1. Do former employees, who were once enrolled in benefits during the Plan year and are not on COBRA, receive the SAR? 2. Is the SAR to be distributed to a deceased participant? If you...

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Wrangle Blog

Planning for 2019: What to Expect on the Health and Welfare 2018 Form 5500, Plan Documents and Non-Discrimination Testing

By Ann McAdam and Emily Marr Wrangle’s goal is to help you gear up for your reporting and disclosure responsibilities in 2019. Thankfully, there are no new burdens detected. Never the less to saunter into 2019 without being mindful would not equate to a good start. Here are some key...

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How to Handle Incomplete Form 5500s

How to Handle Incomplete Form 5500s In just a few days, the October 15th final deadline for the January 1 Plan year 5500s will descend. This can create concern for those brokers and clients if their 5500 has not yet been completed. If...

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What is on Our Mind?

What is on Our Mind? Wrangle has received dozens of calls and emails asking what is to be expected on the proposed 2019 Form 5500 changes. Has there truly been radio-silence on the proposed 2019 Form 5500 changes or are we going to get a call to roll up our sleeves...

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A Lifeline for Brokers

A Lifeline for Brokers Right about now, many brokers are reading over their scribbled notes from their strategic planning meetings, scouring over options for marketing, planning OE meetings and all along catching a glimpse of their emails popping in at a fast and furious pace.  What is a Broker...

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DOL Audits

DOL Audits By: Ann Mcadam The DOL does not take a back seat during the Fall season. This year, besides working feverishly on the potential changes stemming from the Associated Health Plan (AHP) final rule (Wrangle’s DOL contact noted that they...

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Wrangle Blog

Swerving Away From Penalties

Four Common Plan Document Mistakes By Emily Marr Could this happen to you? A $40,150 penalty fee was slapped onto a Plan Sponsor for neglecting to hand out a Plan Document for a year to a plan participants’ request. (A court in its...

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Wrangle Blog

Is There a Doctor in the House?

Conversations these days with HR folks include the discussion around wellness plans, health clinics, telemedicine/teledoc, health help lines, EAP, etc. Folding these benefits within the ERISA Plan brings many questions on reporting within the Form 5500 to Wrangle. Here...

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