Wrangle Blog
DOL DFVC Changes July 2025
On July 24, the DOL rolled out new changes to its DFVC Program, mostly centered on the penalty payment and the use of the online calculator payment system. The e-filing portion has remained the same. Nevertheless, there will be changes with Wrangle’s process as a result. The changes to...
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Demystifying the Basics of the Form 5500s With a Bonus on Important Compliance Reminders and Tools for Q4
Demystifying the Basics of the Form 5500s With a Bonus on Important Compliance Reminders and Tools for Q4 Date: Thursday, August 21, 2025, at 10:30 am PST Q3 and Q4 are the busiest times of year for brokers. This webinar aims to...
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ERISA Plan Year vs Policy Period
Without fail, the two questions that we receive daily are: “What is the difference between the ERISA Plan Year and the Policy Period?” “Can the ERISA Plan year and the Policy Period be different dates from each other within the Form 5500?” Both the ERISA Plan Year (EPY) and Policy...
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Don’t Forget about Form 5500 Final Reports
So much has been emphasized on remembering to file a Form 5500 once the reporting threshold has been met. Just as important is to be sure to remember to file a final report when the Plan has terminated. We often see cases where final reports were never filed —...
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Reminders for Quarter 3
The debate is still ongoing as to whether the 3rd Quarter is the calm before the storm. However, with renewal meetings right around the corner and marketing proposals a true whirlwind in motion, many are already in overdrive. As you keep your eye on the renewal game, be sure...
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Disturbing Trend with Level-Funding Benefits
From 2023, when we first reported Level-Funding benefits, to now, the number of questions that we have received has significantly increased. In addition, the questions coming to us are now from small groups who, in the past, never had to file Form 5500s (unless they had a trust...
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EBSA’s Penalties Increased
Wrangle identified discrepancies between the penalties listed in recent DOL letters and those published in the EBSA Enforcement Manual. Upon contacting the DOL, we were informed that penalties have increased to account for inflation. Prior to 2024, these penalties had remained unchanged for decades and are now catching up. According...
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Reminders for the Second Quarter
Reminders for Second Quarter Hard to believe, but the second quarter of the year is already well underway. To avoid any surprises, it’s important to keep certain deadlines on the radar and begin taking proactive steps now to ensure success. Good Practice: Conduct nondiscrimination testing for Cafeteria Section 125, Self-Insured...
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What Plan Documents Do You Need and What are the Required Mandatory Legislative Plan Document Amendments for 2025?
The cornerstone for an ERISA Plan is to have the required Plan Documents in place. Documents – plural? There is to be more than one? Many focus on the Wrap Plan Document, but more is needed for your foundation as we will outline in this blog. At the end of...
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